Digital student card for members

JAMKO's digital student card transfers to Pivo 2019

Digital student card Frank that introduced fees, will not be offered as JAMKO membership card starting Spring 2019. The new Pivo student card is available to be activated from Feb 28th 2019, not from Jan 1st as previously notified. The membership card by Frank will work normally until this.

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Frank - digital student benefit service for JAMKO members

Frank is a service that gathers the student discounts and other benefits in Finland under one roof. It is owned by national student organizations SAKKI, SAMOK, SLL, SYL and in addition KILROY.

Student union JAMKO’s members  can broaden the possibilities of their physical membership card with Frank digital student card app. By doing so, Students get the

With the application you find the hundreds of benefits near you, wherever you are traveling in Finland just by showing your digital student card.

Digital student card is not a single service you can obtain. At the moment it is an addition to the JAMKO membership and membership card. JAMKO’s members cannot get only the Frank-digital card, nor Frank payment- or ISIC-multifunction card.

Note that using the application is submitted to an additional fee


Continuing students’ e-cards will function until the end of July, but the membership and the physical card will be valid until the end of September. After that membership must be renewed to maintain student benefits. The Digital card can be reactivated, after student has renewed the membership.

Read about the changes regarding the app and the fees

New students can join JAMKO and order a physical student card via JAMKO website starting from June 1st. The card can’t be collected until the office opens on Aug 8th. Frank’s digital student card will function at the beginning of August after the register is updated.

Something to ask? Contact:

Problems downloading? Check Frank’s frequently asked questions

How to get the digital student benefits

In order to get the digital student card you have to fullfill following criteria

  1. You have to fullfill the conditions that are needed to become a member of JAMKO. Basically this means that you have to be studying for a degree, attending the current semester at JAMK UAS.
  2. You have to become JAMKOs member, order a JAMKOs physical membership card and pay the current membership fee. If you already have JAMKOs membership card, you have to continue your membership for the current academic term or year or paying the membership fee and getting the membership sticker.

PLEASE NOTE in order to get the digital student card to work, you have to have a Finnish personal identity code and it has to be added to the JAMK system. Consult JAMK international services or read more. The process can take a while, and it is likely, that you get the physical JAMKO membership card sooner than the digital card. 


After this you can download the FRANK App for Android or Apple devices on the app store. Application is not available for other operating systems like Windows phone. Note that the app is subjected to a charge. 

Beginning to use the app

When you register the digital student card on Frank app, the identification is made through the student register owned / maintained by student organisations. JAMKO delivers its members´ information to this register according to its privacy policy. The validity of the Student union membership will be checked in the application using following information:

  • Name
  • Finnish personal identity code
  • Study place

Follow the instructions given the application. Frank has listed the frequently asked questions on its website in order to help the process.


  • You’ll need a digital picture of yourself
  • When your digital card is valid and activated, the yellow circle below your picture pulsates.
  • You can load the app for one device only.
  • When obtaining the digital card for the first time, it might take 5 to 6 bank days to get the application running after you have payed the membership fee. This comes from the delay in transferring bank details and information of the membership 
  • Your Finnish social identity number must be in JAMK UAS’ information system. 


For the digital Card there is also ISIC-feature available, that can help you to prove your student status all over the world and help you to get discounts in over 130 countries. ISIC – licence is  a chargeable feature, that can be activated if wanted on your digital student card settings.

In the app:

  • Go to “settings ⚙”
  • Choose “buy ISIC-licence” – if the link won´t open, try again by closing the Frank app and opening it again.
  • You are moved to the buying platform –  fill it in and pay
  • Go back to Frank app – you will see your ISIC-number on your student card view by pressing the barcode-icon.

More info on